Frequently Asked Questions

Many people first become eligible at age 65. Your enrollment timing depends on your situation, including whether you already receive Social Security or have coverage through work. Review the Enrollment guide for key dates and options.

You may be able to delay some Medicare coverage if you have qualifying employer coverage. The right choice depends on the size of the employer, the coverage offered, and your personal circumstances. See Working Past 65 for an overview.

Original Medicare includes Parts A and B and lets you see providers who accept Medicare. Medicare Advantage is a private-plan alternative that combines Medicare-covered services under plan rules. Compare both approaches on Compare Options.

Part A generally helps cover inpatient hospital care, skilled nursing facility care, hospice, and some home health services. Part B generally helps cover doctor visits, outpatient care, preventive services, and medical equipment. Learn more in Parts A & B.

Original Medicare does not generally include outpatient prescription drug coverage. You can consider a standalone Part D plan or a Medicare Advantage plan that includes drug coverage. Visit Part D to understand the basics.

Medigap is supplemental insurance sold by private companies that can help pay certain out-of-pocket costs under Original Medicare. It works differently from Medicare Advantage. Explore Medigap for details.

Begin with your doctors, prescriptions, budget, travel needs, and preferred level of flexibility. Then compare coverage, provider networks, drug formularies, premiums, and out-of-pocket costs. Our comparison guide can help you organize the decision.

Yes. If you would like personal assistance, you can connect with a licensed professional through our contact page. iCare Medicare is designed to provide education first, so you can arrive prepared with questions.

For official information, visit Medicare.gov or call 1-800-MEDICARE. iCare Medicare is an independent educational resource and is not affiliated with or endorsed by the U.S. government or the federal Medicare program.