Medicare Choices
Compare Your Options
Start with two primary paths: Original Medicare or Medicare Advantage. Then see how prescription drug coverage and Medigap may fit into your choice.
At a Glance
Two Primary Coverage Paths
Path 1: Original Medicare
Original Medicare includes Part A and Part B. You may add a standalone Part D plan for prescription drugs and may choose Medigap to help with certain out-of-pocket costs.
Path 2: Medicare Advantage
Medicare Advantage, also called Part C, is another way to receive your Part A and Part B benefits through a private plan. Many plans include Part D and may offer additional benefits. Networks and plan rules may apply.
Where Part D Fits
Part D is prescription drug coverage, not a third primary coverage path. With Original Medicare, you can choose a standalone Part D plan. Many Medicare Advantage plans include Part D, so you may receive drug coverage as part of the plan.
Compare Carefully
Focus on What Matters
The best fit depends on your doctors, prescriptions, travel needs, budget, and comfort with plan rules. Start with the coverage you need today, then consider how your needs may change.
Doctor and hospital access
Prescription drug coverage
Monthly costs and cost sharing
Networks, referrals, and travel
Common Questions
Comparison FAQs
These answers can help you prepare for a more detailed review of your Medicare choices.
