Medicare 101
Parts A & B
Understand the hospital and medical coverage that make up Original Medicare.
The Basics
Two Parts, One Foundation
Original Medicare is built on Part A and Part B. Together, they help cover many hospital, doctor, and outpatient services, but they do not cover every cost or service.
Part A hospital coverage
Part B medical coverage
Different costs apply
Enrollment timing matters
Know Before You Enroll
Costs and Enrollment
Your costs and enrollment choices can vary based on your work history, income, other coverage, and when you become eligible.
Premiums and deductibles
Many people pay no premium for Part A, while Part B generally has a monthly premium. Deductibles and cost sharing may also apply.
Initial Enrollment Period
Your first opportunity to enroll is tied to your 65th birthday or qualifying disability. Missing it can lead to delays or penalties.
Working past 65
Employer coverage may affect when you should enroll. Review your situation before making a decision.